Dubai has become one of the world’s most attractive property markets — combining tax-free living, strong returns and a lifestyle that’s hard to beat. Here’s why more international buyers are choosing to live and invest in Dubai.
Dubai’s tax-free structure means no income tax, no capital gains tax and no property tax. A UK resident earning £125,000 a year would typically pay around £42,000 in tax and National Insurance — but in Dubai, that same income is entirely tax-free.
No income tax, no capital gains tax and no property tax.
For investors, that clarity and efficiency translate directly into stronger net returns and greater reinvestment potential.
Dubai property delivers some of the best yields in the world. Average rental returns sit around 6–7%, and prices rose over 27% in 2024 according to the ValuStrat Index.
Prices rose over 27% in 2024
By comparison, UK yields average 2.5–3%, making Dubai’s mix of capital growth and income nearly impossible to match — especially with no taxes eroding returns.
Dubai is consistently ranked among the safest cities in the world, with a crime rate about 70% lower than in the UK.
A crime rate about 70% lower than in the UK
After two decades of freehold ownership, the market is now mature and well-regulated, with government-backed escrow laws protecting every off-plan buyer.
Dubai is home to 200+ private schools, many following UK or IB curricula, and world-class healthcare — 99% of residents live within a 20-minute drive of a medical facility.
Dubai offers a quality of life that rivals any global city.
Add in year-round sunshine, clean beaches and international dining, and Dubai offers a quality of life that rivals any global city.
Dubai’s 100% foreign ownership rules, modern infrastructure and stable, dollar-linked currency make it one of the world’s most accessible business hubs.
Most of Europe, Asia and Africa are within an seven-hour flight
Its central position — within an eight-hour flight of two-thirds of the global population — keeps it connected to both East and West.
Downtown & Business Bay – The commercial and lifestyle centre of the city, with strong rental demand and average yields around 7%.
Dubai Marina & Harbour – Waterfront living, limited supply and excellent appreciation potential.
Maritime City – A rising area near Port Rashid with growth potential and lower entry prices.
Dubailand & Dubai South – Family-friendly, master-planned communities offering villas and townhouses surrounded by schools, parks, golf courses, shops and lakes — effectively self-contained neighbourhoods with yields of 7–8%.
Buying property in Dubai is straightforward but structured differently from the UK. Purchases are handled through the Dubai Land Department, and all payments are held in regulated escrow accounts for buyer protection. The standard model is a 20% deposit followed by monthly instalments.
Most developers release mortgage financing once a project is 50% built, though some allow it from 35%, depending on the bank partnership. The progress of a build is closely regulated and tracked on a government website.
Residents can access up to 80% loan-to-value (LTV) at competitive local rates, while non-residents typically qualify for 40–50% LTV, once they can demonstrate proof of income and a verifiable banking history.
It’s generally easier to obtain finance as a resident, after 12 months of provable income. International banks such as HSBC may offer options for Premier clients, though approvals still depend on standard checks.
Many overseas buyers start with a developer payment plan, then refinance locally once residency is secured — a process Moveli can help arrange.
Navigating Dubai’s market is easier with expert guidance. At Moveli, our brokers know Dubai’s developments, payment plans and financing routes inside out. We work with all major developers, offering independent, free advice and access to a wide range of properties — not just one portfolio.
It doesn’t cost buyers any more to purchase through Moveli. In fact, our partnerships often mean we can negotiate better terms or prices — and for serious buyers, we can sometimes even arrange complimentary flights and accommodation in Dubai to view developments first-hand.
Whether you’re investing, relocating or simply exploring your options, Moveli’s team can help you buy in Dubai with clarity, confidence and independence.
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